WIRE FRAUD IS ON THE RISE

Wire fraud, email hacking and phishing attacks are on the rise! ONLY accept wiring instructions sent to you via our CertifID secure platform. NEVER respond to any emails that claim to contain revised wire transfer instructions, even if they appear to be sent by our company. Our instructions will NEVER change. Outgoing wires are also verified through CertifID.





Selling

If you are selling a home:

Whether you are an empty nester that is downsizing or you are selling your home due to relocation, Campbell & Brannon is here to help you navigate the closing process so you can focus on the next chapter of your life. Below are the steps to follow to prepare for your closing date.

  • Keep in contact with your realtor and your closing attorney while you are waiting to close. Provide copies of any changes to the sales contract to the closing attorney’s office as soon as possible. If your contract requires you to pay for repairs to the home, be sure to keep copies of all receipts and provide them to the closing attorney’s office as well.
  • Campbell & Brannon will email you a Seller Information Questionnaire, which will need to be completed as soon as possible. A delay in providing the needed information could result in additional fees from your lenders and/or homeowners associations for rush requests. Please provide Campbell & Brannon with the names, telephone numbers, and account numbers of any and all lenders that hold mortgages, loans, or equity lines on the property being sold. You will also need to provide social security numbers for all persons on the title to the property and those who are on the loans being paid off, as well as forwarding address information and telephone numbers for all sellers to the closing attorney’s office.
  • If you are selling property located in a subdivision with a homeowner’s association, the name and contact information for the association will be needed by the closing attorney’s office. The amount of yearly dues and the status of the dues will be confirmed with the association, and in some cases, the homeowner’s association will require that you pay for that statement of account up front.
  • A driver’s license or another form of government-issued photo identification is required of all sellers. If you are bringing funds to the closing, they must be sent to us via wire transfer. Campbell & Brannon will send you our wiring instructions via a secure platform called CertifID. You will need to wire your funds to the location that is handling the transaction. If you will be receiving proceeds from the sale of your property, please let us know if you would prefer a check at closing, or if you would prefer that the proceeds be directly wired into your account. If you prefer a wire, please use the form that we will provide, which can be notarized at closing.
  • If the property you are selling is vested in a company or trust, there is additional information we will need to collect. Please have your trust agreement, operational agreement, and/or articles of incorporation available to provide to your closing attorney for review. If you are unable to attend your closing in person, please let us know whether you want to set up a mail away closing or if you want to sign a Power of Attorney designating an Attorney-in-Fact to come to the closing and sign on your behalf.
  • If you are receiving proceeds from the sale of an investment property and are not a resident of Georgia, please let your closing attorney know so that we may discuss potential tax implications with you.

Seller’s Checklist

  • Maintain copies of any changes to the sales contract and provide to the closing attorney’s office as soon as possible.
  • If your contract requires you to pay for repairs to the home, keep copies of all receipts and provide them to the closing attorney’s office as well.
  • Complete Campbell & Brannon’s Seller Information Questionnaire as soon as possible.
  • Provide Campbell & Brannon with the names, telephone numbers, and account numbers of any and all lenders that hold mortgages, loans, or equity lines on the property being sold.
  • Provide Campbell & Brannon with social security numbers for all persons on the title to the property and those who are on the loans being paid off, as well as forwarding address information and telephone numbers for all sellers to the closing attorney’s office.
  • Provide the name and contact information for the homeowner’s association to the closing attorney’s office, if applicable.
  • Bring a driver’s license or another form of government-issued photo ID for the closing.
  • Wire funds for the closing to the location handling your transaction, if applicable.
  • Notify Campbell & Brannon if you prefer a wire or check if you are receiving funds from the sale at closing.
  • If you prefer a wire, please use the form provided by Campbell & Brannon.

Residential ClosingsBuying Refinancing